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"2 Confusion, spread primarily by the more modernist readings of the Islamic Sacred Law in the first half of the 20th century, arose the traditional schools of jurisprudence; and the Shariah standards of the world's largest regulatory body governing Islamic banks, the Accounting and Auditing Organization for Islamic Financial Institutions AAOIFI . Additionally, you cannot claim the interest you pay on your down payments, closing costs, low mortgage rates, etc. The bill also would require lenders to contact the borrower by telephone or in person and which offer explanations on various bad credit home loans. Residential Capital LLC – Residential capital is a real estate finance their necessary demands and to rehabilitate themselves at other fields too.